Sound Advice | Dedicated Management | Committed Service

We offer financial strategies that are tailored to the highly personal needs of each client, providing a valuable resource for you to establish goals then work together toward realizing them.

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Services

From retirement and estate planning to education funding, risk management and investment planning, see the full range of financial services offered. 

Leadership

We understand the worth of your hard-earned financial foundation, and offer strategies based on your highly personal needs.  Our advice and guidance is supported by deep experience, dedication and strong client relationships. 

Contact

We appreciate that your financial objectives are completely unique.  We don't offer off-the-shelf guidance, but instead, every client receives our full attention, resources and sound investment strategies.  We look forward to talking with you.  

Offering a full range of services to assist you in defining then achieving your financial goals.

Retirement Planning

Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.

Tax Management

Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.

Estate Planning

Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.

Risk Management

Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.

Education Funding

Recommending investment and accumulation strategies to help you pay for your children's education.

Investment Planning

Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals. 

Employee and Executive Benefits

Helping your business attract and retain qualified employees through benefit packages.

Kelsey Bengoa

President & Private Wealth Advisor
CA Insurance License #0G64375
 

Born into a cattle-ranching family and raised in rural McDermitt, Nevada, Kelsey grew up entrenched in the ranching lifestyle, working together with his father to manage several thousand head of cattle and the infrastructure to support them.
 
A state champion athlete and equestrian competitor, Kelsey left McDermitt to pursue a degree in Finance at the University of Nevada at Las Vegas (UNLV). Upon earning his finance degree, Kelsey relocated to Sacramento, California, where he established his career in financial management in 2008.
 
With a desire to serve clients in a more personal way, Bengoa Financial Management was founded in 2015 in the beautiful Santa Ynez Valley on California's Central Coast. There, Kelsey has worked to deliver dedication and expertise to his clients, guiding them to establish then achieve their financial goals.
 
Kelsey maintains a strong sense of community and a firm commitment to continually building upon his expertise. His passion for the lifestyle in which he was raised continues as well, enriched by living in the Santa Ynez Valley with his wife, Jessie, a brand marketing executive, and their twins — daughter, Landry, and son, Brand, who are in the 6th generation to call the area home.

Bengoa Financial Management

Office 805.691.9447  |  Fax 805.697.7965
PHYSICAL: 2363 Alamo Pintado Avenue, Suite A, Los Olivos, Ca 93441
MAILING: PO Box 583, Los Olivos, Ca 93441
kelsey.bengoa@LPL.com